I've been waiting for weeks to get back to school, now that Christmas is over and now its the new year of 2014. my resolution is to pay off my older bills and my biggest problem I have is with this one collection agency I have, I made a payment plan so I can pay off, but it's going to take me a long time, like 2 yrs. to pay off. It's a huge payment. But now I will feel better once I make my first payment tomorrow. it's actually going to feel so good about it. I'm still not happy about this, but I need to get this fix. I am determined to go through this.... this is one my biggest resolution...
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